Club insurance

Clubs should protect their interests and consider looking at all of their activities and arrange appropriate insurance cover which can extend to all of their current arrangements, activities, premises etc.

The RYA has negotiated a comprehensive insurance policy on behalf of its affiliates, which is available through Gallagher and underwritten by Navigators & General (part of the Zurich Group).  The policy is intended to cover the risks affiliates may face, however, each affiliate's insurance needs will differ according to their individual circumstances and Gallagher can advise on appropriate policy coverage and tailor the insurance solution accordingly.

Call the dedicated RYA team at Gallagher today to review your insurance programme.

Tel: 0800 062 2309


Gallagher has produced a Summary of Cover information sheet outlining insurance solutions for RYA Affiliated Clubs, Recognized Training Centres and Affiliated Organisations.

Gallagher Summary of Cover

RYA Club Insurance Guidance

The Royal Yachting Association is an Introducer Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. FP605-2022b. Exp. 19.04.2023


RYA Compensation Levels Report


We have produced the RYA Compensation Levels Report to help inform RYA affiliates as to the level of insurance they may require in order to facilitate discussions with insurance brokers. The report sets out examples of cases where courts have awarded damages thereby giving an indication of the scope and spectrum of the awards made, which we hope will help RYA affiliates to reach an informed decision when in discussion with their broker

If you require further assistance please do not hesitate to contact the Legal Team

Tel:  023 8060 4223