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Club Insurance from Gallagher

Insurance solutions for RYA-affiliated clubs, recognised training centres and affiliated organisations

 

Gallagher logoAs the RYA’s official Club Insurance partner, Gallagher has been endorsed by us for over 40 years, providing specialist products to meet the needs of RYA-affiliated clubs, recognised training centres and affiliated organisations.

Contact the dedicated RYA team at Gallagher:

Email: rya@ajg.com

Call: 0800 062 2309

RYA Club Insurance

RYA-affiliated clubs, recognised training centres, and affiliated organisations face a diverse and complex range of risks that can often benefit from specialist cover from Gallagher.

Covers included as standard with an RYA Club Insurance policy

  • Public and product liability: Member-to-member liability and training extension, including full professional indemnity cover.
  • Employers’ liability: If you have employees (including volunteers) you may require this cover by law.

Optional additional covers available with an RYA Club Insurance policy

  • ‘All risks’, as defined by the policy wording: Including clubhouse, outbuildings, solar equipment, marine installations, contents/fixtures & fittings, consumables and bar stock.
  • Business interruption: Loss of revenue, additional increased cost of working, loss of rent payable/receivable, and loss of revenue (marine) extensions available.
  • Loss of licence: Loss of revenue following loss of licence for the sale of alcohol.
  • Deterioration of stock: Covering refrigerated/frozen stock in the event of equipment breakdown and/or failure of public utilities.
  • Cups, trophies and specified items: Covering any specified item and unspecified cups/trophies anywhere in the UK on an ‘agreed value’ basis.
  • Money: Covering cash in trust including when in a safe, in transit, or at the home of an authorised official.
  • Personal accident: Providing cover to specified persons whilst carrying out duties.
  • Boats: Including outboard engines, trailers, etc. whilst in transit and temporarily in use within Europe for up to 30 days per year. Cover incorporates marine third-party liability to mirror the chosen public and products liability indemnity limit. Cover extension is also available upon request to cover loaned/borrowed boats not owned by the club/training centre/organisation.

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

Benefits of an RYA Club Insurance policy

  • Access to an interest-free monthly instalment plan, to allow the cost to be spread over 12 equal instalments*
  • Access to Gallagher Business Assist (GBA) – A Gallagher team of qualified loss adjusters to assist with property claims in excess of £10,000 value
  • Access to an Online Risk Management Tool – Providing access to a wealth of guidance and advice relating to management of risk and adherence to HSE regulations

Why choose Gallagher?

  • Gallagher arranges cover for 85%** of RYA-affiliated clubs
  • We have a specialist proposition for RYA-affiliated clubs and training centres
  • We’ve been the RYA-endorsed insurance partner for over 40 years
  • Policyholders have a dedicated account manager

*The Interest-free Direct Debit service is provided by Zurich Insurance Company Ltd t/a Navigators & General, the credit decision may include a credit check being carried out. Please note that Zurich Insurance Company Ltd has its own set of terms, conditions and charges and you should familiarise yourself with these carefully.

**Based on live policies between 1 January 2023 - 31 December 2023.

Royal Yachting Association is an Introducer Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909.