Travel insurance vs sailing travel insurance
What are the differences and what policy do you need for your next sailing trip?
When you’re planning a holiday there are lots of decisions to make. Where and when are you going? What do you need to pack? What is there to do? What will the weather be like? One thing that should always be on your list, is travel insurance.
If you are heading off on a sailing holiday, your usual travel insurance may not provide adequate cover for you and your family, and the activities you may want to try.
Before you set off on your travels, it’s important to review your existing travel insurance, or look for a new policy that suits your needs. After all, the worst time to find out that you’re not covered, is when you need to make a claim. This can be a bigger issue if you are away from home.
How do standard travel insurance and sailing travel insurance policies differ?
- Most standard travel insurance policies do not cover sailing activities – if they do, they often limit the distance you can sail from shore or even areas you can sail in.
- Sailing activities, such as racing are included in sailing travel policies.
- Sailing travel insurance covers cruising – and unlike standard travel insurance, cover from Bishop Skinner Marine has no restrictions on distance from shore or the areas covered.
- Sailing travel policies often offer additional useful covers for sailors, such as charter excess waiver which protects you from excess costs you may otherwise have to pay.
- Bishops Skinner Marine sailing travel insurance can be extended to cover business travel for anyone working in the marine industry, such as professional yacht skippers.
Specialist marine insurance brokers, like Bishop Skinner Marine, offer policies tailored specifically for sailors, with the opportunity to add additional covers to further suit your needs.
Bishop Skinner Marine travel insurance
Bishop Skinner Marine has worked in partnership with the RYA for over 30 years to offer specialist boat insurance and sailing travel insurance to its members.
Designed with RYA members in mind, marine travel insurance from Bishop Skinner Marine also offers enhanced cover for RYA Gold members, including medical and additional expenses cover up to £10 million.
Article provided by Bishop Skinner Marine the RYA’s Official Member Insurance Partner.
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