Looking for private medical insurance? RYA partner Bupa Insured Health believes protecting your health should come with rewards.

That's why they are giving RYA members the chance to win a dream holiday, worth up to £7,500, when you take out a private medical insurance policy through Insured Health.

From tropical beaches, to Caribbean sailing or world class golf in Florida, for one lucky winner your next health insurance policy could come with the holiday of a lifetime.

How to enter

New customers

Take out a new private health insurance policy through Insured Health before 31 October 2026.

RYA members can access a 10% discount on Bupa By You health insurance.

Existing customers

Customers with an active policy can also enter by contacting Insured Health during the promotion period.

The competition runs from 1 April 2026 until 31 October 2026, and the winner will be selected at random after the closing date.

Why are more people taking out private medical insurance?

Private medical insurance is becoming increasingly popular across the UK, particularly as people look for faster access to healthcare and a surging demand for quicker diagnostics due to record NHS waiting lists. Roughly 1 in 10 UK residents are now covered by private medical insurance.

Is private medical insurance worth it in the UK?

Private medical insurance can provide reassurance that if you need diagnostics or treatment, you can access consultations, tests and procedures faster than waiting for NHS availability.

Reasons for the rise in popularity:

• Faster access to specialists and consultants
• Private hospital treatment
• Access to a wide network of healthcare providers
• Greater flexibility over appointment times
• Additional services such as physiotherapy or mental health support

For professionals, families and retirees alike, private medical insurance can provide valuable peace of mind.

How much does private medical insurance cost?

The cost of private medical insurance in the UK varies depending on several
factors, including:

• Age
• Location
• Level of cover
• Excesses
• Existing medical issues
• Whether the policy is for an individual, couple or family 

Insured Health can often tailor policies to suit different budgets by adjusting excess levels or hospital networks. RYA members can also save 10% on Bupa By You health insurance.

Choosing the right provider for private medical insurance can make a big difference.

Insured Health advisers compare policies from leading insurers so you can find the right cover at the lowest price guaranteed.

• Independent advice from experienced advisers
• Access to a wide range of insurers
• Tailored policies based on your needs
• Support throughout the life of your policy
• Price guarantee

Take out private medical insurance today

Protecting your health is one of the most important decisions you can make. By taking out private medical insurance through Insured Health, you can access expert advice, flexible cover options and the reassurance that you and your family can receive treatment when you need it most.

And right now, you could also be in with the chance of winning a luxury holiday worth up to £7,500, choosing between Mauritius, a Caribbean sailing holiday or a Florida golfing getaway.

Speak to the Insured Health team today to learn more about private medical insurance and how to get started. 

For full details, please read the competition terms and conditions.